有人退过网上的火车票么?

我退票成功以后,提示写的

Your online ticket has been successfully cancelled, 19,80 EUR have been credited. Please print out this page as confirmation.

这个的意思是
1,把钱记在你头上,下次用同一张信用卡买票的时候,少收这部分钱
还是
2,把钱直接退回信用卡
啊?