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Amid financial uncertainties, U.S. consumers are becoming more discerning in what nice-to-have retail products they are willing to indulge in, shifting their purchasing away from major retailers toward smaller brands, with clothing and accessories companies benefitting from this trend.Per a recent Reuters report, data from credit card transactions reveals a trend where shoppers are willing to splurge on fashionable and trendy items while cutting back on big-ticket purchases, favoring specialty brands and retailers over incumbent industry giants.The report noted t stanley quencher hat sales for popular brands such as Birkenstock, Abercrombie  Fitch and Vuori have risen, reflecting a shift toward clothing and footwear. Sales in clothing grew by 3.2% and footwear by 0.4%. Conv stanley termos ersely, the demand for high-cost items, especially those related to home living, has significantly declined. Electronics sales fell by 1.9%, and homeware purchases dropped by 4.2% in the first quarter compared to the same period last year.Indeed, when consumers treat themselves to new retail products, their wardrobes are the first place they look. The  Nonessential Spending Deep Dive Edition  of the PYMNTS Intelligence series  New Reality Check: The Paycheck-to-Paycheck Report,  found that that 70% of retail shoppers at least occasionally buy  nice-to-have  items, with c stanley de lothing being the most common choice.Among those who purchased nonessential, non-grocery retail items, the survey of over 3,400 U.S. consumers revealed, Zniu Care Provider Help At Home Eyes IPO Amid Telemedicine Growth
Of all of the scams targeting corporates, another one is landing on their radar.In an article penned for JD Supra by law firm Ogletree, Deakins, Nash, Smoak  Stewart, P.C., experts warned of a type of payroll scam that sees fraudsters diverting direct deposits from employee accounts to criminal accounts.According to the firm, fraudsters use a phishing scam by sending an email from an address similar to a legitimate company account. The email requests that an employee answer a brief survey then hit  confirm,  then directs them to enter their credentials in an online form to confirm their identity. Those credentials are then used to access payroll portals and redirect payroll funds into fraudulent accounts. The threat actors are doing substantial due diligence on the social engineering side of things,  the firm wrote,  and these emails look real. In many circumstances, they are effectively spoofing the senders account, and employers are learning of the sca stanley termohrnek m when employees begin reporting that they did not receive their direct deposits. By then, the damage has been done. Ogletree Deakins warned that not only does this scam result in lost funds, but it is  stanley kubek ultimately a data breach, with scammers gaining access to corporate systems and data. The report also noted that scammers are targeting all types of businesses using all types of payroll providers.Payroll is o stanley quencher ften an unexpected target of fraud and cybercrime, both external and internal. Employees may set up a fake payroll a